Mortgages guides

Check out our helpful guides to have all of your burning questions about mortgages explained. Covering a wide range of topics, from mortgage terminology and statistics, through to sourcing reputable mortgage advice from a broker when you're looking to buy, move or remortgage your property:

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UK Mortgage Statistics 2024 - Facts and Stats Report | Uswitch.com

We’ve collated new and updated UK mortgage statistics for 2024, covering mortgage approvals, transactions, arrears, average mortgage debt, and more.

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Mortgage Terminology - A to Z - What You Need to Know

Mortgage jargon and terminology used to describe the home buying process explained

Residential mortgages

Residential Mortgage Guide 2024

Learn all about the largest and most common form of credit in the UK - a residential mortgage, helping millions of us buy homes.

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Capital Gains Tax Allowance For Property In 2024

Capital gains tax is a tax on the profit you make when selling or disposing of an asset. The tax is only charged on the profit, i.e. the gains.

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Should I Pay Off My Mortgage Early?

Is paying your mortgage off early always a good thing? We explain your options and the pros and cons of repaying your mortgage before the end of the term

Getting a Mortgage When You’re Older

What Is The Maximum Age For A Mortgage In The UK?

Past 50 your mortgage options begin to change, but there are still plenty of options. Check out our guide to mortgages for older borrowers to find out more

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Low Fee & Fee Free Mortgages

The mortgage mortgage arrangement fee, is the lender's charge for setting up a mortgage - we look at fee free or low fee mortgages and what to consider

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How To Value A House & Get Your House Valued 2025

A house valuation will tell you about the property and how much it is worth. Our guide explains how to get a free house valuation.

How to improve your credit rating and credit score

Can I Get A No Credit Check Mortgage In 2025?

Your credit score will be looked at when you apply for any type of mortgage and have more stringent lending criteria to loans - Read the Uswitch Guide

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Are Cashback Mortgages Worth It In 2024?

A cashback mortgage will give you a cash lump sum when you successfully apply for one, but do they always offer the best value for money overall? We look at the answer

Mortgages for holiday lets

How Much Money Do You Need To Buy A House In 2025?

Discover the costs that could arise when buying your first home and how you could make your money go further

Rent to Buy

Rent to Buy Schemes In The UK 2025

What is Rent to Buy? Find out if the government’s Rent to Buy scheme is right for you, and how to find a home under the scheme