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Molly Hudson

Expert

Molly Hudson

Molly Hudson

Business finance expert

About the Author

Background

Molly currently works in the product team, after climbing the ranks of our graduate scheme. Her expertise is underpinned by a passion for helping small business owners to understand what financial products are available to them. Day-to-day she works with teams to create user-led experiences that are easy to understand and engaging to use. To support this work, Molly regularly carries out customer research via surveys, interviews, user testing and attends top industry events.

When she isn’t supporting businesses with their financial decisions, Molly loves to dance. Before university, she attended Leeds School of Contemporary Dance and she still practices her moves on a weekly basis.

Expertise

Business loans
Business credit cards

Education

Kings College London

Interchange fees: what are they, how do they work and how can you reduce costs?

Discover how interchange fees work, how they affect your business, and what you can do to reduce their impact.

Can a business have an ISA? A guide for limited companies and sole traders

Find out whether your business can open a cash ISA and discover potential alternatives.

FSCS protection for business accounts: are your funds covered?

Learn how FSCS protection works for business accounts, depending on whether you’re a sole trader, limited company or partnership.

What is a business bank account? Definition and how it works

Discover what a business bank account is, how it works and the key benefits of opening one

Can’t open a business bank account? Find out why and what you can do

Find out why your business bank account application may be rejected and what you can do next.

Business account closed by the bank? Here’s why and what to do

If your bank closes your business account, make sure you know what to do next.

7 reasons why your business needs a savings account

A business savings account keeps your work and personal finances separate, and lets you earn more interest than a standard account. But what are the other benefits?

Can I open a business bank account with bad credit?

Struggling with poor credit? You can still open a business bank account and improve your credit score. Find out how…

Can I get a business credit card with bad credit?

If you have bad credit, it’s important to know your options for getting a business credit card.

How to save money in your business: eight cost-cutting tips for SMEs

Learn practical ways to reduce costs, cut waste and improve efficiency so your small business keeps more of its cash.

How much cash should your business keep in savings?

Discover why businesses need a cash reserve, how much to save, and steps to build a safety net for challenging times.

How many business bank accounts can you have in the UK?

UK businesses can open multiple bank accounts. Learn how many you can have, how many you should have, and what’s best for managing your company.

How to switch your business bank account and find the best offers

Don’t settle for poor service. Learn how to switch your business bank account and find a deal that better suits your needs.

18 key types of business finance you should consider

Explore the main types of business finance to help you choose the right option, whether your company is just starting out or already established.

Working capital loans: what they are and how to get one

Discover the pros and cons of working capital loans, the types available, and how to apply.

Business loan interest rates: what you should know

High interest on business loans can disrupt your company’s cash flow. Learn how to reduce costs and manage repayments.

What is a cash flow loan: a simple guide

Struggling with cash flow? This guide explains cash flow loans, when to use them and how they differ from other finance options.

How to get a business loan for an investment property

Want to buy an investment property? Learn how to finance it with a business loan in our no-nonsense guide.

Guide to credit card processing fees for UK small businesses

Credit card payments attract fees, but with careful planning, you can avoid paying more than necessary. Learn how to limit credit card charges.

What is a merchant account – and do you really need one?

Learn what a merchant account is, when you need one, how it differs from a payment gateway, typical fees, and how to choose one for your UK business.

Top eight alternative funding sources for UK small businesses

Explore flexible ways to raise money for your business and find the right funding route for your needs.

How to get a business loan with bad credit: key tips

The right business loan can give your firm a boost, but how do you get one if you have a bad credit score? This guide explains your options.

How to start taking card payments: a start-up guide

As the UK moves towards a cashless society, taking card payments is becoming essential. Here’s how to get set up to accept card transactions.

Which business loan is right for you?

From start-up loans to asset, we explore the main types of business loans available in the UK, so you can choose the one that’s right for you.

Business savings accounts: an all-you-need-to-know guide

Make your business’s spare cash work harder by earning interest through a business savings account.

How to qualify for a startup business loan: key requirements

Not sure if your startup qualifies for a loan? Find out what lenders look for and how to improve your chances of approval.

How business loans work: a complete guide

Find out how business loans work, what you can use them for, and how to apply.

How to get a business loan UK: a step-by-step guide

A business loan can give your company a vital boost or support its growth. Here’s what you need to know about applying.

Do I need a business bank account? Everything you should know

Find out whether you need a business bank account, what’s required to open one, and the benefits it can offer your business.

Business overdrafts: how they work and how to get one

Find out how business overdrafts can bridge cash flow gaps, cover unexpected costs, and what you need to qualify for them.

Key benefits of a business bank account

A business bank account offers more than just an overdraft. Discover how the right account can support and streamline your small business operations.

Your complete guide to business credit card fees, rates and charges

When choosing a business credit card, it’s vital to understand the full range of costs. Use our quick guide to learn about the key fees, rates and charges.

What is a business credit card: an essential guide

Learn how business credit cards work, their pros and cons, and how to apply for one.

Should you get a business credit card or a business loan?

This article explains how to decide whether to get a loan or a business credit card for business borrowing.

How to choose a business credit card

Find out how to choose a business credit card, including the different types available and fees to consider.

Employers' liability insurance

Get employers' liability insurance to be covered if an employee suffers a work-related illness or injury on the job.

How to Make a Claim on Your Business Insurance

Find out how to make a successful insurance claim on your business insurance in this step-by-step guide.

Why Are Your Business Insurance Premiums Rising?

Business insurance premiums explained, including why they’re rising and how to cut costs.

Why Is Business Insurance So Important For Your Business?

Business insurance helps to protect your company from unexpected risks. Here are all the different types you need to consider.

Common Business Insurance Claims and How to Protect Your Business

Learn more about the most common business insurance claims and the steps you can take to prevent them.

Compare public liability insurance for your business

Public liability insurance protects you if a customer, client, contractor or other member of the public sues you for property damage or personal injury. Compare policies from top providers to find the right quote for you.

Compare Professional Indemnity Insurance

Compare quotes for professional indemnity insurance to see if you could save money on cover that protects you from customers or clients suing you as a result of a mistake you've made in your work.

Compare Landlord Insurance

If you have a rental property, it makes sense to insure it - but when you compare quotes to find a cheap deal there are a few things you need to be aware of. Read our guide to find out how landlord insurance works, what it costs and what it includes.

Best Business Credit Cards August 2026

Get a business credit card to get the flexibility you need and earn rewards for your business.